My personal finance journey began freshman year at Penn. I had generous financial aid, a part-time job, and dreams of becoming a tech entrepreneur—until my aid was unexpectedly rescinded mid-year.
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I thought about transferring but decided to stay (there may have been this girl I really liked…). I cut costs by overloading on classes, worked side gigs, and graduated early—but still left school with $250K in high-interest debt.
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Entrepreneurship had to wait. I took the highest-paying job I could find, lived frugally in a tiny shack with my best friend Brendan, and rode an e-bike to save money. During that time, I became obsessed with personal finance. I did tons of research and built a system that optimized every dollar to accelerate my path to launching a company—my version of financial freedom.
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Eventually, friends began asking about my system. Traditional advisors were too expensive for them, and robo-advisors didn’t offer real guidance. That’s when I realized there was an opportunity to share what I’d built.

Years later, Brendan—now an incredibly talented engineer—and I teamed up to build Fifr, a platform designed to help others achieve financial freedom too.

Oh—and that girl from freshman year? I’m lucky enough to call her my wife.